GENERAL LOAN

A sum of money which is borrowed to be paid back with interest over a period of time. Individual Entity which borrows a sum of money from the lender and receives a direct benefit or direct interest from the Loan.

Features & Benefits:-

• *Attractive Interests Rates.
• *Provides self-employed women financial assistance to support their business enterprises, such as raising livestock, running local retail shops called Kirana stores, providing tailoring and other assorted trades and services.

Eligibility :

• *Member of the HIMSTAR GROUP Holding either single account or joint account with other family members’ viz., father, mother, wife, son or daughter with regular source of income.
• *Individuals who may be employed/self-employed in business having regular income.
• * Permanent employee of Central/State/Defence//Public or Joint Sector Undertaking/reputed firms/established Educational Inst/Professional/Businessmen having regular income.

Purpose of Loan

• *Up-gradation, renovation and extension of residential property.
• *Medical, emergency expenditure for maintenance of family.
• *To meet the Wedding Expenditure.
• *Major Surgical operation.
• *For expansion of your existing business or begin a dream venture.
• *Meeting any other genuine need as may be specified by the Borrower and agreed to by the Lender.
• *Planning to start a small Business.

Quantum of Finance

* As per eligibility and Income Earning Capacity.

Repayment Details

* By EMI or Regular.

Processing Charges & Service Tax

* Processing Fees and Other Charges (Inclusive) PLUS Service Tax as applicable.